In the face of inflation holiday shoppers are changing their spending habits - Holiday shopping is well underway, but it really picks up with Cyber Monday, Small Business Saturday, Black Friday and Cyber Monday. Although inflation has slowed slightly between September and October, the prices for almost everything is still very high. A recent survey from Bankrate.com found that two-fifths of shoppers believe inflation will affect how they shop in the coming year. According to the survey, 40% of shoppers will shop less, while others will choose cheaper brands and use credit cards to offset their costs. Others will make…